Debit cards are cards that allow you to use your own money in the same way as you could use a credit card. They allow you access to internet and phone banking, with the security that the Visa system provides, however they have no credit feature, so you don’t spend money that you don’t have.
Debit cards are ideal for anyone who doesn’t have financial stability, for example students, or people with bad credit ratings, as they don’t require a good credit history for approval.
There are both MasterCard and Visa Debit Card options, however only Visa Debit Cards are available through online application.
For more help on choosing the most appropriate Debit Card for you, read our information about debit cards.
The Benefits of Debit Cards